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Understanding Mortgages for UAE Nationals

Mortgage loans for UAE nationals are designed to make property purchasing straightforward, providing flexible terms and options to meet the unique needs of citizens. These mortgages are typically offered by local banks and financial institutions and come with various plans to help you invest in your future.

Key Features of Mortgages for UAE Nationals:
Islamic Financing: Choose Sharia-compliant mortgage options that align with your values, featuring profit-sharing and non-interest-based terms.
Documentation & Insurance: Ensure all required documentation is in place, including property insurance, to protect your investment and streamline the process.
Eligibility & Requirements: UAE nationals can easily qualify for a mortgage with requirements such as a steady income, a positive credit history, and the capacity to make a down payment.
Loan-to-Value (LTV) Ratios: Obtain financing that covers up to 80-85% of the property value, allowing for manageable down payment options.
Interest Rate Options: Choose from fixed rates for consistent monthly payments or variable rates to benefit from market fluctuations.
Loan Duration: Tailor the repayment period to your financial situation, with options typically spanning up to 25 years.

Home Mortgage Calculator

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How Our Home Purchase Loans Work

Flexible Interest Rates & Repayment Terms
Choose Your Rate: Opt for a fixed rate for predictability or a variable rate for potential savings.
Flexible Terms: Spread out payments over a period that suits your financial plans, up to 25 years.
Quick Approval & Simplified Process
Fast Approval: Our efficient process speeds up approvals so you can move forward with confidence.
Less Paperwork: Streamlined documentation tailored to UAE nationals makes applying easier.
Competitive Financing Options
High Financing Amounts: Secure up to 85% financing for your property purchase, reducing initial costs.
Flexible Loan Caps: Access loans up to AED 25M, with terms adjusted according to your financial profile.
Expert Guidance and Support
Dedicated Advisors: Receive guidance at every step, from initial consultation to signing.
Personalized Service: We tailor our advice to match your needs, ensuring the mortgage plan aligns with your long-term financial goals.

Seeking Distinct Choices?

Mortgage for Non-Residents
Get up to 50% financing for ready properties with competitive interest rates and flexible repayment periods of up to 25 years.Know more
Mortgage for Expatriates
Benefit from up to 75% financing for ready properties, competitive interest rates, and repayment terms tailored to suit your lifestyle and financial goals. Know more

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