Expatriate Mortgage: Easy UAE Homeownership

Own your dream home in the UAE with our tailored mortgage solutions, making it simple to secure property in Dubai, Abu Dhabi, or any other emirate in one of the world’s top real estate markets.

Expatriate Mortgage

An Expatriate Mortgage is a type of home loan specifically designed for non-residents or foreign nationals (expats) who want to buy property in a country where they do not hold citizenship. These mortgages cater to expatriates living in another country and often come with terms and conditions tailored to their unique financial situations.

Key Features of Expatriate Mortgages:

Eligibility for Non-Residents: Expats can apply for these loans even if they do not hold permanent residency in the country where the property is located.

Higher LTV Ratios: Expats can get up to 80-85% financing, depending on income, job stability, and financial background.

Interest Rates: Expats may face higher rates, but flexible repayment terms are often available.

Documentation: Expats may need extra documents like proof of income, valid visas, or work permits.

Home Mortgage Calculator

Property Value

AED

Down Payment

AED

Interest Rate

2.75%

Loan Duration

15Y

Principal

Interest Payable

Principal

350,000AED

Interest Payable

0AED

Total Payment

0AED

Monthly Payment

0AED

How Our Home Purchase Loans Work

Flexible Interest Rates & Repayment Terms

Choose your rate: Opt for a fixed rate for stability or a variable rate to adjust with the market, tailored to your goals.

Flexible terms: Spread payments over up to 25 years for easier financial management

Quick Approval & Hassle-Free Documentation

Quick approval: Our streamlined process ensures fast approvals, keeping your property purchase on track

Less paperwork: Simplified for expatriates, making financing easy from abroad

Competitive Financing Options

Up to 80% financing: Invest in prime real estate with minimal upfront costs.

Borrow up to AED 25M: Secure a mortgage up to 84 times your salary, capped at AED 25M.

Expert Guidance Every Step of the Way

Dedicated support: Experts guide you from consultation to signing, securing the best deal

Personalized advice: Get tailored insights to align your mortgage with your financial goals.

Seeking Distinct Choices?

Mortgage for Non-Residents

Get up to 50% financing for ready properties with competitive interest rates and flexible repayment periods of up to 25 years.Know more

Mortgage for UAE Nationals

Enjoy attractive interest rates tailored for UAE citizens, with flexible repayment options and up to 85% financing for ready propertiesKnow more

Expatriate Mortgage: Easy UAE Homeownership